Terms of Use & Privacy Policy

Last updated: 2020-04-23


You agree to the terms of use when you use this website.


This site is for informational purposes only and should not be considered personal financial advice. The information is an opinion only and provided on an as-is basis. The author is not a financial advisor, tax advisor or certified finance professional of any kind. He is a software engineer. Readers should form their own opinions, and if uncertain, consult a professional advisor. The author is not liable for any losses or damages related to actions or failure to act related to the content on this website.

Privacy Policy

The author of this site has taken care to respect your privacy and limit collection of your information where possible.

None of the personal financial information you enter into the site is intentionally sent to a server, unless explicitly noted on the site. Unless explicitly noted, the information is only kept locally on your computer to help show you relevant information. If you find this is not the case, please notify the author (privacy@readmemoney.com) so the error can fixed.

The site collects email addresses when users subscribe for email updates. You can always unsubscribe using any of the emails you receive, or alternatively send an email to privacy@readmemoney.com if you want the email completely removed from the database.

The site uses Google Analytics, which uses cookies to track usage. This is used to understand the aggregate use of the website and not to identify individual users. The site should still work fine if you block cookies with your browser. See allaboutcookies.org.

Send an email to privacy@readmemoney.com if you have any concerns or you would like me to completely delete your email from the subscriber list.


The terms of use may be revised without notice.


All the content on this site is copyrighted by README.money unless otherwise noted. I spent a lot of time creating it, so please do not copy it without permission. Feel free to quote portions of the content if you give credit.